Privacy Policy & Terms of Service · Last updated: June 2026
homefund (the “App”) is operated by Felipe Perez Gomez (“we,” “us,” “our,” or “the developer”), based in Ontario, Canada. By downloading or using homefund, you agree to both the Privacy Policy and the Terms of Service set out below.
homefund stores everything you enter on your own device only. We do not operate servers that collect your information, we do not require an account, and we cannot see, access, sell, or share the data you enter into the App.
To use the App you may enter information such as your name and your partner’s name, your city, a target or benchmark home price, a down-payment percentage, amounts you have saved, individual contributions and dates, account types (such as FHSA, RRSP, TFSA, or savings), and optional notes. This information is stored locally on your device using the operating system’s on-device storage. It is not transmitted to us.
If you choose to email us, we will receive your email address and whatever you include in your message, and will use it only to respond to you. You can reach us at homefund.app@gmail.com.
Because your information lives on your device, you control it. You can edit or delete entries within the App at any time. Deleting the App from your device removes the information the App has stored on that device.
Your information is kept on your device and is protected by your device’s own security (such as your passcode or biometric lock). No method of electronic storage is completely secure, and you are responsible for maintaining the security of, and access to, your device.
homefund is intended for adults planning a home purchase and is not directed to children. We do not knowingly collect information from children.
homefund is designed for users in Canada. Because we do not collect or hold your personal information on any server, requests to access, correct, or delete information are handled entirely by you, within the App and on your device. If you have questions about your privacy under applicable Canadian privacy law (including the Personal Information Protection and Electronic Documents Act, “PIPEDA”), you may contact us at the email above.
We may update this Privacy Policy as the App evolves. Material changes will be reflected by updating the “Last updated” date above and, where appropriate, within the App.
These Terms of Service (“Terms”) govern your access to and use of homefund. By downloading or using the App, you agree to these Terms. If you do not agree, do not use the App.
homefund is a personal organizational tool that helps you manually record and visualize savings toward a home down payment. It is an informational and motivational tool only. It is not a bank, financial institution, broker, advisor, or government service, and it does not hold, move, manage, or have access to any money or accounts.
homefund may display general information and figures relating to, among other things, registered-account contribution limits and rules (including for FHSA, RRSP, and TFSA accounts), benchmark or average home prices, savings targets, timelines, monthly amounts, and other calculations and projections.
All such information and figures are general, may be simplified, estimated, incomplete, out of date, or inaccurate, and may not apply to your individual circumstances. Contribution limits, eligibility rules, and tax rules are determined by the Canada Revenue Agency (“CRA”) and other authorities and can change at any time. Home prices and benchmark figures are estimates that change over time and may not reflect current market conditions or any specific property.
We make no representation, warranty, or guarantee of any kind as to the accuracy, completeness, reliability, timeliness, or suitability of any information, figure, calculation, or projection shown in the App. homefund is not affiliated with, endorsed by, or acting on behalf of the CRA, any government body, or any financial institution.
You must independently verify all figures, limits, and rules with the CRA, your financial institution, and/or a qualified professional before relying on them or making any decision. Any reliance you place on information in the App is strictly at your own risk.
homefund does not provide financial, investment, tax, accounting, real-estate, or legal advice, and nothing in the App constitutes such advice or creates any advisory, fiduciary, or professional relationship between you and the developer. You are solely responsible for any decisions you make, and you should consult qualified professionals before making financial, tax, or legal decisions.
The App reflects only the information you enter, and its outputs depend entirely on the accuracy of that information. You are solely responsible for the accuracy and completeness of what you enter. Calculations, progress indicators, timelines, and projections are estimates for general guidance only and must not be relied upon as precise or authoritative figures.
You acknowledge and agree that any financial, savings, purchasing, tax, or other decisions you make are your own, are made at your sole discretion and risk, and are not based on advice from the developer. You assume all risk arising from your use of the App and from any decisions made in connection with it.
We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to use homefund for your own personal, non-commercial use, subject to these Terms and to the applicable App Store terms. All use is also subject to Apple’s applicable terms and policies.
You agree not to misuse the App, including by attempting to reverse engineer, decompile, copy, resell, redistribute, or interfere with the App or its security, except to the extent such restriction is prohibited by applicable law.
The App, including its design, branding, name, look and feel, and content, is owned by Felipe Perez Gomez and is protected by applicable intellectual-property laws. These Terms do not transfer any ownership or intellectual-property rights to you.
The App is provided “as is” and “as available,” without warranties or conditions of any kind, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, title, and non-infringement. We do not warrant that the App will be uninterrupted, timely, secure, error-free, or that any data stored on your device will not be lost or corrupted. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.
To the maximum extent permitted by applicable law, in no event will the developer be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of data, savings, profits, opportunities, or financial outcomes, arising out of or relating to your use of (or inability to use) the App or any reliance on information in it, even if advised of the possibility of such damages. To the maximum extent permitted by law, the developer’s total aggregate liability for all claims relating to the App will not exceed the greater of the amount you paid (if any) for the App or ten Canadian dollars (CAD $10).
You agree to indemnify, defend, and hold harmless the developer from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the App, your reliance on any information in it, your violation of these Terms, or your violation of any applicable law or third-party right.
We may modify, suspend, or discontinue the App or any feature at any time, and may update these Terms from time to time. Your continued use of the App after changes take effect constitutes acceptance of the updated Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
These Terms, together with the Privacy Policy above, constitute the entire agreement between you and the developer regarding the App and supersede any prior agreements.
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction of the courts located in Ontario, Canada for any dispute arising out of or relating to the App or these Terms, subject to any mandatory consumer-protection rights you may have under applicable law.
Questions about this Privacy Policy or these Terms? Contact us at homefund.app@gmail.com.